Why should you start saving up for your Pension?

MAPFRE MSV Life p.l.c is the leading provider of Personal Pension Plans in Malta offering offers two types of Personal Pension Plans, both of which  are qualifying schemes eligible to the tax incentives that government is making available to encourage individuals to save voluntarily towards their retirement. One of the distinguishing features of the MAPFRE MSV Life Personal Pension Plans is the wide range of investment options that are available to the policy holder to choose from.

This is a long term regular savings pension plan investing in the MAPFRE MSV Life With Profits Fund and is designed to help your savings grow in a secure and tax efficient manner. It allows you to save on a regular basis and to invest additional lump sums at any time in the future. With Profits investment smoothens the return on your money by spreading the profits over good and bad years. The Personal Pension Plan has been designed to offer you flexibility and investment choice, as well receiving a tax rebate equal to 25% of the amount you save each year (subject to a maximum determined by the government).

This is a long term regular savings pension plan offering you a wide choice of unit linked investment options. All these are externally managed by professional fund managers including Fidelity Investments, MAPFRE Asset Management, BlackRock and BOV Asset Management amongst others. Included in the range of Unit Linked funds are the Fidelity Target Funds. Theses are Lifestyle funds that are designed to provide investors with a balanced and diversified portfolio that is automatically adjusted based on their target retirement date. This means that, as you get closer to retirement, the fund automatically reduces its exposure to riskier assets and increases its allocation to less risky assets, helping to protect your retirement savings.

Personal Pension Plan 
With Profits 

Personal Pension Plan 
Unit Linked

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